I am a home refinancing specialist.

I work for a mortgage company. I do not handle new home loans. Some of my coworkers handle the first mortgages. I am a home refinancing specialist. I handle the loans for people who want to pay off their current mortgage to lower theior interest rate or their payments, and I also handle home equity loans for those who want to use the equity in their home to pay off other bills. I like my job. I have helped thousands of people to lower their monthly payments and improve their credit rating.